A Firm That Puts Family First


Thomas R. Huisgen and Nathan R. Huisgen are a father-son team dedicated to helping clients reach their financial goals at Torch Financial Services. As a firm, we value familial connections and want to provide our clients with advice to help them take charge of their lives, both financially and personally. Whether you are looking forward to leaving a legacy for your family, saving for your children’s education, or learning more about what it takes to retire and spend more time with the ones you love, our professionals can provide comprehensive financial planning aiming to help you get there.

We understand that the financial world can be overwhelming to some, and we hope to eliminate these worries and help you focus on your dreams. As a multi-generational firm, we value the relationship between client and advisor and use an all-inclusive approach with your investment portfolio. We also act as a hub by connecting clients with other services, such as tax professionals, insurance specialists and estate planners.

Torch Financial Services operates out of Western New York, but serves clients in many other states. We act as a guiding light for families who want to establish a legacy they are proud of for the ones they love. Through caring and comprehensive services, we can help you take the next step in pursuing your financial goals.

Helpful Content

Budget Check Up: Tax Time Is the Right Time

Budget Check Up: Tax Time Is the Right Time

Tax preparation may be the perfect time to give the household budget a check-up.

What You Need to Know About Social Security

What You Need to Know About Social Security

Every so often, you'll hear about Social Security benefits running out. But is there truth to the fears, or is it all hype?

Bull and Bear Go To Market

Bull and Bear Go To Market

Learn about the difference between bulls and bears—markets, that is!

 

Saving Early & Letting Time Work For You

The earlier you start pursuing financial goals, the better your outcome may be.

Questions to Ask About Medicare

Take the guesswork out of your IEP or SEP with this helpful article.

Qualifying For Medicare Under Age 65

You might qualify for Medicare if you’re under 65-years-old. This article will explain the conditions where you may qualify for Medicare early.

Grantor Retained Annuity Trusts (GRATs)

Explaining Grantor Retained Annuity Trusts (GRATs) and their benefit to estate strategy.

A Taxing Story: Capital Gains and Losses

Understanding how capital gains are taxed may help you refine your investment strategies.

Intellectual Property and Your Estate

Do you have intellectual property? Consider how you might include your IP into your estate strategy in this detailed article.

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Comparing Mortgage Terms

Compare different mortgage term lengths side by side to find the option that fits your budget.

What Is My Net Worth?

Get a snapshot of your overall financial picture by calculating your total net worth.

Comparing Investments

Compare two different scenarios side by side to see how they stack up over time.

College Savings

See how much you may need to save now to cover future college costs for your child.

How Compound Interest Works

Explore how compound interest can grow your money over time with this interactive tool.

Home Mortgage Deduction

Use this calculator to assess the potential benefits of a home mortgage deduction.

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Timing Your Retirement

This short video illustrates the importance of understanding sequence of returns risk.

When Special Care Is Needed: The Special Needs Trust

A special needs trust helps care for a special needs child when you’re gone.

Are Alternative Investments Right for You?

With alternative investments, it’s critical to sort through the complexity.

Preparation is the Key to Retirement

The simplest ideas can sometimes make a massive difference over time. Enjoy this brief video to learn more.

The Richest Man in Babylon

In good times and bad, consistently saving a percentage of your income is a sound financial practice.

Perception vs. Reality

There’s an alarming difference between perception and reality for current and future retirees.

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