A Firm That Puts Family First
Thomas R. Huisgen and Nathan R. Huisgen are a father-son team dedicated to helping clients reach their financial goals at Torch Financial Services. As a firm, we value familial connections and want to provide our clients with advice to help them take charge of their lives, both financially and personally. Whether you are looking forward to leaving a legacy for your family, saving for your children’s education, or learning more about what it takes to retire and spend more time with the ones you love, our professionals can provide comprehensive financial planning to help you get there.
We understand that the financial world can be overwhelming to some, and we hope to eliminate these worries and help you focus on your dreams. As a multi-generational firm, we value the relationship between client and advisor and use an all-inclusive approach with your investment portfolio. We also act as a hub by connecting clients with other services, such as tax professionals, insurance specialists and estate planners.
Torch Financial Services operates out of Western New York, but serves clients in many other states. We act as a guiding light for families who want to establish a legacy they are proud of for the ones they love. Through caring and comprehensive services, we can help you take the next step in pursuing your financial goals.
Important Birthdays Over 50
Here's a look at several birthdays and “half-birthdays” that have implications regarding your retirement income.
Red Flags for Tax Auditors
Here are six flags that may make your tax return prime for an IRS audit.
Around the country, attitudes about retirement are shifting.
Affluent investors face unique challenges when putting together an investment strategy. Make sure you keep these in mind.
Having your identity stolen may result in financial loss plus the cost of trying to restore your good name.
To choose a plan, it’s important to ask yourself four key questions.
The uncertainties we face in retirement can erode our sense of confidence.
Earnings season can move markets. What is it and why is it important?
When your child has income, there’s a good chance that he or she will need to report it and pay taxes.
Estimate the total cost in today's dollars of various mortgage alternatives.
This questionnaire will help determine your tolerance for investment risk.
Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.
This calculator helps estimate your federal estate tax liability.
Use this calculator to compare the future value of investments with different tax consequences.
Determine if you are eligible to contribute to a traditional or Roth IRA.
There are a number of ways to withdraw money from a qualified retirement plan.
How federal estate taxes work, plus estate management documents and tactics.
The chances of needing long-term care, its cost, and strategies for covering that cost.
Investment tools and strategies that can enable you to pursue your retirement goals.
Principles that can help create a portfolio designed to pursue investment goals.
Using smart management to get more of what you want and free up assets to invest.
Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?
What are your options for investing in emerging markets?
A visit to the hospital can be painful, for both your body and your wallet. Don’t let it be more painful than it has to be.
Estate conservation is too important to put off. Do you have a smart exit strategy?
Why are 401(k) plans, annuities, and IRAs so popular?
There are three things to consider before dipping into retirement savings to pay for college.